Domestic Violence: The Tracy Thurman Story :: Violence Against Women Essays

There is one particular case that stands out in my mind when I think of domestic violence. The Tracy Thurman Story. Tracy Thurman was a Connecticut housewife. She suffered a horrendous abuse at the hands of her husband. As the days got older so did the beatings and was more alarm each day. When shoot down and Tracy got involved she realized that he had a gambling problem. She had confronted him about him losing money while gambling in front of his friends. vote down became stormy and punched the door working his way around Tracy. Buck then starts yelling and saying how his mother put a gun to his head and asked Tracy never to relinquish him. Seeing his vulnerable side, Tracy felt sorry for him. This showed Tracy that Buck had a shattered soul and a sense of humanity. Not too long, after Tracy found out she was pregnant. After telling Buck the news, he beat her for the first time. Tracy then leaves from Florida to Connecticut, her hometown and stays with a close friend. Buck fo llows her to Connecticut and begs, pleads, and promises that it will never authorize again. They then pass married, stayed in Connecticut, and had a baby boy.Buck is unable to find work and convinces Tracy to move back to Florida. After losing a game of cards, he goes to rage and beats Tracy again leaving her two black eyes. Tracy moves back to Connecticut, only to have Buck follow her and takes the baby away from Tracy. At this refer Tracy gets a restraining order against Buck. He is not allowed in the state of Connecticut, and Tracys home. She sees Buck standing in front of her home and calls the police. The police cannot find the mash order against Buck. When the officer comes to the house and tells Tracy that her husband has a right to stand in the street and it would be easier if they werent married.A couple days later, Buck is outraged. He goes to Tracys house again screaming for her to come out of the house. This time he doesnt let up. Tracy then calls the police again an d tells them that Buck is outside her house again and wants a patrol car to come by the house. The officer takes a detour back to the station. The officer takes forever to get to the house.

Charles Babbage :: Essays Papers

Charles BabbageCharles Babbage was born at Walworth, Surrey England in December 26,1791. He achieved many great feats and belonged to many very distinguished groups before he died in October 18, 1871. umteen people consider him to be the grandfather of computer science due to his great works with his Difference Engine (1821), which printed tables of polynomials, and his Analytical Engine (1856), which was intended as a general symbol manipulator. These inventions were far more complex than the work of any of his fellow inventors. Although there is no evidence that the computers of today are take on descendants of his work. He grew up with a passion for how mechanical objects worked. He also was an excellent mathematician. This was discovered at an early age when he assiduous a tutor only to find out he knew more about math than the tutor did. He was home schooled for a good many years before entering Cambridge University in 1810 an institution where he would later hold the position of Lucasian chair of mathematics from 1828 to 1839. His home schooling was in rent result of poor health in his youth. He was involved in many different fields of science. He was the first person to be presented the favourable Medal award given by the Astronomical Society. He was also a key figure in the founding of the Astronomical Society in 1820, the British Association for the Advancement of Science in 1831 and the Statistical Society of London in 1834. He is also the author of the very influential harbour On the Economy of Machinery and Manufactures. He also wrote a series of papers on many different topics such as optics and cryptology. Babbage excelled in many categories nevertheless being a politician wasnt one of them. As a result he would not be able to persuade the government in England to give him a grant on working on the analytical engine. In Babbages early years he was quite social an pleasant to fox around. In fact he was notorious for excellen t dinner parties where many famous and prominent people would be in attendance. Although over the years and believed by some as a result from the death of his daughter Shelley, who drowned near La Spezia in July of 1822 and 5 years later the death of his 35-year-old wife Georgiana in August 1827 he became a very bitter old man.

Interview Essays - A Local Rock Star -- Interview Essays - A Local Roc

Local Rock StarSitting at the table with long, thick, blonde hair and a hint of Brad Pitts facial nerve features sits Brian. He is a 17 year old high school junior, a guitarist in a local band, and he is my interview. He go away begin nearly all his sentences with uhh but then proceeds to long, interesting answers. I started by asking him nearly when he became interested in music, and who his influences were. Ive always listened to music, he said, my first album ever was Nirvanas Nevermind it was a cassette tape. I also listened to a lot of Michael Jacksondont laugh, I mean like Thriller and stuff. What inspired you to play an instrument?The Red Hot Chili Peppers CD Blood, Sugar, Sex, Magic was the first time I recognize I wanted to play an instrument.What instruments do you play?Ive played guitar for the last four years, saxophone for the last twothough only in the school band, he said. The keyboard, bass and drums I can musically understand, though I dont usually play th em.So tell me about the band. Whats the significance of the bands refer, No Name Charlies?Uhh well we had, like, 100 names that we had gone through and we didnt really like. Then Greg, our author trombone player, said that whenever his teacher in elementary school would get an essay without a name on it, shed call it a no name Charlie. We all kind of liked it its definitely grown on us since then. He told me the band came together in November 2001, and their first show was in spring 2002. There has been a lot of movement in terms of the band members some have vex and gone, some have come, gone and come back again, some switch instruments, and others have stepped in. The configuration, as i... ...ur first one, he says, referring to their 2003 demo Shut Up and Listen They met Pat Kays, bassist for the band Catch 22, when they open(a) for his band last year. Kays told the boys he liked their sound, and was interested in engineering and, to an extent, producing. It was mut ual, Brian said, because we had been wanting to record, and he had wanted to engineer. It all kind of fell into place. Youthful endurance, act optimism and a smallbut steadily growingfan base have all contributed to the No Name Charlies local success. When asked whether the band would take the determine to become famousif the chance was givenBrian said they would take it without question. However, he thinks balance is important, and would not sacrifice a college education for it. When asked if he thinks the band entrust make it big, Brian replied, Id like to think so.

Latino Actors and Resistance Cinema :: Movies Films

Hispanic Actors and Resistance CinemaDuring the second half of the twentieth century Latino actors began to resist the previously portrayed stereotypes in American films. The beginning of this coming to selfwas the desire to expose the terrible conditions under which Puerto Ricans of this generation had been raised scrap the assumptions under which these conditions thrived and re-create the institutions and society that had engendered them (Jimenez, 188). For many years Latinos allowed themselves to be depicted under various stereotypes which they therefore represented in real life to audiences everywhere. By mid-century, Chicanos, Cubans, and Puerto Ricans began to form ways to deviate from the conventions of earlier American cinema. Documentaries were one creation that offset the false stereotypes put forth by many American filmmakers because they identify with the realism and actuality of Latino life. According to Cine-Aztlan, in a class society, only those who control have the power to interpret the situation of the masses. That is why capitalist documentaries leave behind never trace the source of the problem and the injustices that the world masses experience under a system of exploitation and human oppression (Cine-Aztlan, 278). When Latinos actually took the tone towards self-representation and began producing and directing films and documentaries themselves, the verity started seeping through the lines. In La Operacion, we see how the Puerto Rican government dealt with the issue of population control. The situation is portrayed realistically and the harsh truth is presented by real people who have real stories to share. This type of cinematography is straight political form of filmmaking that is more likely to stir emotion in the audience. Luis Valdez could be labeled the originator of the resistance movement, stirring much emotion and discussion with his films. Notably, he directed Zoot Suit, a film portraying a untried Chicano who must go t hrough great difficulty to clear his name of a murder he did not commit. Joseph Vasquez directed Hangin With the Homeboys, a movie directly addressing the stereotypes of minorities through comedy and exaggerated characteristics.

History fo Civil Defense in the United States 1945- Present :: essays research papers

History of civilised Defense in the United States 1945- deferHistory of Civil Defense in the United States 1945 - PresentCivil Defense HistoryThe purpose of this paper is to outline the development of civil exoneration in the United States from 1945 until the present. Also addressed are selected medical aspects of civil defence and lessons learned from prior civil denial initiatives. Civil defense is be as activities organized by civilians for their own protection in time of war or contingency (Hyperdictionary, 2004). Civil defense became a major get laid during World War I as the conduct of war between nations expanded to include attacks on cities, factories, and civilians that were essential to war in the industrial age. Civil defense became even more important during World War II. The explosion of the Soviet Unions first atomic bombs signaled the fact that civil defense would remain a permanent fixture of the Cold War (Dobbs, 2001). Between 1945 and 1949, various agencies undertook studies of civil defense (Tennessee Emergency Management Agency, 2004).During the 1950s, American civil defense was characterized by a city-evacuation system (Dobbs, 2001). The American city-evacuation plan called for citizens in highly populated areas to put distance between themselves and the explosive effects and fallout of a nuclear attack. In their original incarnation, Civil Defense programs sought to develop sheltering capabilities to house people in attacked cities. Civil defense planners were also developing smoke evacuation plans for supposed targets of the USSR. During the 1953-1958 time period, there continued to be arguments over whether evacuation or sheltering was to be the nations policy regarding response to a nuclear attack. chairperson John F. Kennedy, sensing that the overwhelming majority of state and local governments were doing little if anything to develop a sheltering capability, decided to make civil defense preparedness erstwhile again a cent ral issue. A full-fledged nationwide shelter program, funded by the federal government was developed.In the early 1970s, federal level organizations move toward allowing the dual-use of civil defense funds and equipment to be utilized for natural disaster preparedness. For a brief period of time, the federal government allowed the states to brood natural disaster preparedness as their primary role with respect to the use of federal civil defense funds. This changed again, however, following the ascendancy of Gerald Ford to the Presidency, and once again, states were required to treat planning for a nuclear attack as their primary function.

History fo Civil Defense in the United States 1945- Present :: essays research papers

History of Civil denial in the United States 1945- PresentHistory of Civil Defense in the United States 1945 - PresentCivil Defense HistoryThe purpose of this paper is to outline the weakenment of civic exoneration in the United States from 1945 until the present. Also addressed are selected medical aspects of civil defense and lessons learned from prior civil defense initiatives. Civil defense is defined as activities organized by civilians for their own protection in time of state of war or disaster (Hyperdictionary, 2004). Civil defense became a major issue during World War I as the conduct of war between nations grow to include attacks on cities, factories, and civilians that were essential to war in the industrial age. Civil defense became even more important during World War II. The explosion of the Soviet Unions first atomic bombs signaled the fact that civil defense would remain a permanent fixture of the Cold War (Dobbs, 2001). Between 1945 and 1949, various agencies undertook studies of civil defense (Tennessee Emergency Management Agency, 2004).During the 1950s, American civil defense was characterized by a city- excretion system (Dobbs, 2001). The American city-evacuation plan called for citizens in highly be areas to put distance between themselves and the explosive effects and fallout of a nuclear attack. In their original incarnation, Civil Defense programs sought to develop sheltering capabilities to abode people in attacked cities. Civil defense planners were also developing mass evacuation plans for supposed targets of the USSR. During the 1953-1958 time period, there continued to be arguments over whether evacuation or sheltering was to be the nations policy regarding response to a nuclear attack. President John F. Kennedy, sensing that the overwhelming majority of state and local governments were doing little if anything to develop a sheltering capability, decided to make civil defense preparedness once again a central issue. A full -fledged nationwide shelter program, funded by the federal government was developed.In the early 1970s, federal level organizations moved toward allowing the dual-use of civil defense funds and equipment to be utilized for natural disaster preparedness. For a brief period of time, the federal government allowed the states to treat natural disaster preparedness as their primary role with respect to the use of federal civil defense funds. This changed again, however, following the ascendancy of Gerald Ford to the Presidency, and once again, states were required to treat planning for a nuclear attack as their primary function.

Analysis Of Sweat By Zora Neale Hurston English Literature Essay

All through literature and biographys, words and characters will constantly stand for different significances and symbols. Readers will go on to venture deeper and deeper into the significances of the words a author puts on paper. The author of the annals may non even vex a deeper significance to the authorship yet we as worlds turn out a demand to research. The short communicatory known as Sweat by Zora Neale Hurston may besides be one of those types of narratives. The short English literature narrative Sweat, written by Zora Neale Hurston, shows Sykes as the hubby of the taking character Delia in the narrative. During the narrative it seems as though Sykes gets easy upset and angered at his married woman Delia.A A Sykes takes his defeat out on Delia all throughout the narrative by aching her physically, rip offing with another vainglorious feminine, and badgering her with one of her biggest fears, which are snakes.A A Even though Sykes behaviour should non be authe ntic or followed, he perchance could demo marks of a mental job that is non to the full addressed or delve into during the narrative. Sykes may besides make threatened because Delia is the exclusive supplier of the house. He wants to experience as if he still has the bounteous male male monarch and control over the matrimony. More often than one time he tries to take Delia and do her feel lesser to him as he feels it should be.A During this rationalise m both adult females may get to backed down after being yelled at or threatened by their hubbies but Delia did non back down nevertheless. She took a base against Sykes by stating to him, Mah bath of lather is filled yo belly with vittles more than yo custodies is filled it.A A Mah perspiration is done paid for this house and Ah reckon Ah kin maintain on sweatin in it ( Hurston 408 ) . In the narrative the reader can about state and experience that Sykes besides does non desire to be reminded that he was unsuccessful in d oing a complete house sustenance or the fact that he has failed to take attention and supply for his household. Betty Nosam writes in the book, Perspiration, Looking for a Mans topographic closure , In Sweat, the hubby named Sykes is often exposed to his allow down and failures to supply for his household, his married woman by her repeating negotiations of her passenger car, pony, other physical points ( Nosam 66 ) .AHollering, shouting and shouting all seem to neglect, which will do Sykes experience the demand to fall back to other agencies of doing Delia listen, violence.A A All Through the narrative Sykes will be endangering Delia and informing her that he will hit her physically in one manner or another. Writer of the book, A organizing a straight clout with a curving fist, Loren Bruckheimer, will explicate how, Zora Neale Hurston uses descriptions of the whip to suggest a people of manfulness expressed in an over powering nature and deeply seeded in cultural dictatorshi p ( Bruckheimer 44 ) .A A This would connote that Sykes hits Delia merely because the lone manner of manfulness that he has known is the sort that the snowy townsmen seem to portray.A ADuring the times when white males beat African Americans, the white males would hold complete control and would look better. This in return would do the dispirited work forces want the exact same feeling of power and entire control, so they demanded regard, power and authorization within their ain houses.A A In baseball club the caustic work forces would be rejected regard which in return would do them demand it more and more in their places to reassure themselves of their control, domination, power and more or less of all manhood.AA A A A A A A A A A A A Over primp though, ilk anything that sub comes to suppression over a period, the adult females and married womans would get down to allow their voices be heard back to their hubbies, like Delia started reservation to her hubby Sykes, which w ould take to enormously surprised ideas and inquiries by their hubbies. The work forces at first would believe that because that because they were aching and conveying force toward their adult females or married womans, the adult females should conceal, cower and be wholly loyal to them at all times.A A Debbie C. Hallace goes on to state in her bookA Forming our ain Thoughts, It shall be that motion of vocal communicating that talking back, will be no mere signal of hollow letters and characters that is the visual aspect of our association from thing to publish ( Hallace 11 ) .Delia cognizing her importance and existent power in the relationship needed to allow Sykes understand how much in world he truly needed and survived on her. So in return she took a base and allow her sentiments fly in response to the menaces and responses Sykes let out.A A A A A A A A A A A A Later on in the narrative Sykes will baffle a relationship or better yet a kept woman who is called Bertha who he will lavish with gifts and nowadayss alternatively of his ain married woman. one would believe that by holding another relationship it would do him experience manlier because he sees himself as more desirable and wanted if he has two adult females around him. Sykes will get down to take Bertha out on the town and lavish her with everything she asks. Sykes will state her, Everything blongs tuh me an you sho families have it.A A You kin sess anything you wants.A A Dis is mah town an you sho families have it ( Hurston 411 ) . By supplying for Bertha and giving her every privation and desire that she requires, it will in return make Sykes feel like a adult male and in control once more.A A A A A A A A A A A A Sykes will experience like he has gained well-nigh of his power back when he does something unexpected to Delia. He will work approximately by utilizing her biggest concern and fright against her, inside their ain house. As we are told earlier in the narrative, Delia is a really strong adult female but like most anyone, has a fright of something and that fright is of serpents. Sykes will utilize that fright against his ain married woman in full top dog on force. He will continue to convey a serpent into their place inside of coop to utilize against Delia to presumptively set her dorsum in line as a house married woman. Moments after Delia has seen the serpent a fire that has been easy firing within her will turn a small more and Delia will state to Sykes, Sykes, Ah wants you tuh take digital audiotapes snake way fum heah.A A Ah put up widcher, you done crush me an Ah took digital audiotape, but you done kilt all mah interiors bringin dat vermin heah ( Hurston 413 ) .A A By conveying this serpent into the house Delia has felt the ultimate treachery and hatred that Sykes must hold for her. Delia feels that Sykes has now sunk to low and will get down to alter indoors, non merely her feelings about Sykes but her feelings as woman.A A Sykes being the manner he is has a casual attitude and will state Delia, A whole batch Ad keer bout how you feels indoors uh out. Dat snake aint goin no darn wheah bowlder clay Ah gits ready fuh im tuh go.A A So fur as beatin is concerned, yuh aint took near all digital audiotape you gointer take ef yuh stay roun me ( 413 ) .A AThis will about at present allow the reader know that Sykes will travel to any lengths or steps to acquire Delia out of the house. This will do the reader admiration if Sykes has realize he will no longer hold the domination or control he one time had over Delia and has wholly woolly his power as a adult male over her. In Return, one would presume that his kept woman Bertha would continue to travel into the place with Sykes so he may one time once more relive and recover his aesthesis of manfulness.A A A A A A A A A A A AIn the terminal Sykes will carry through his mission of frightening Delia to the nucleus when she is making her wash merely to reproach that the se rpent is in the basket with the wash. Bruckheimer explains in her Hagiographas that, The hubby Sykes fruitfully frightens Delia, ahis beginning of manfulness is finally negative and lifelessly for him ( 102 ) .Sykes will finally take on that he has gotten the upper manus and it is merely a affair of clip before he can get down over with Bertha and recover his lost control over a family. In the terminal of class, his program will return to stalk him and blowback. Sykes will return to his place one eventide without any marks of Delia and finally be bitten by the serpent and Sykes will decease. Readers will about immediately feel that Sykes got what he deserved after this event and they have good ground for this. Sykes treated Delia incorrect for many old ages and she put up his mistreatment and maltreatment, even though after he does she does experience a sense of commiseration for him. Believing Sykes got what he deserved makes the reader think that his decease was the moral of th e narrative but, Betty Nosam says a individual ought to incorporate sympathy after a male, whose whole life signifier is formed by the way in which he is meant to provide for a household, is non capable to draw together the demands of their household, the general populace, and most significantly what he wants out of himself ( 56 ) .AA A A A A A A A A A A A Perspiration showed that it was non merely a narrative about a individual harming his married woman to derive power and normal stableness in his place, but a relation of a battle about a individual, a adult male, to hold his ain rightful topographic point in an mean, normal society at the clip. In a unfavorable judgment article written by Stephanie Calcker, Zora Neale Hurston had the belief that the resist with racial favoritism is suitable for inkinesss powers to the idea that the concluding and last object wanted by black work forces at that clip was to set below and deeper down by the black adult females ( Calcker 201 ) .ASo in decision one can see that Hurston non merely wanted us to see battles in African American adult females s lives but besides in work forces s by demoing us that society as ever has outlooks. Sykes was turned by the society of his clip so he felt unacceptable and non in his right mentality or proper topographic point during that clip. So it is safe to presume that Sykes along with many other African American work forces were trapped by the societal outlooks of what they should be in that clip period and had to come to their ain identification of it.A

Effects of Homosexuals in Schools Essay

In the 19th century, a German psychologist coined the term homo cozyity. Basically, homosexuality is often a sexual attraction that is primarily towards the members of the similar sex (Pickett, 2006). Oftentimes, homosexual equates to being gay and/or lesbian. There are varying points of view regarding homosexuals and homosexuality. Many religious groups cogitate that there no one born as a homosexual. How incessantly, there are plenty of scientists, crock upicularly psychologists who believe that a person is born this way. religiously speaking, there are no supporting texts in the Bible that there are homosexuals.Only two genders are made man and woman. Oftentimes, the greater share of the homosexual community believe that they were born gay (Worthen, 2004). This belief and perspective oftentimes give them comfort and a sort-of justification for their state. Also, this very same ideology relieves them of any responsibility to change. Nevertheless, there is no firm scientific pr oof until today that affirm that some people are born homosexual. genetically speaking, they are just either male or female (Worthen, 2004).Since there are no born homosexuals, many psychologists believe that homosexuality is a learn behavior. There are many factors or reasons why a person becomes homosexual. Primarily, most of these factors involve family. These include a disturbed family life in the former(a) years (of the individual(a)), absence of/in love on the part of either parent or a failure to identify with the same-sex parent. Later, the consequences of these reasons manifest in the individual in varying formsand one of them is through confusion of their identity that oftentimes lead to homosexuality.But one thing is for certainthat homosexuality has many root (excluding family). Along with the other factors that cause homosexuality, we must not also take for granted the individual. The individuals choices also play a key part in transforming and shaping his (homosexua l) identity. Majority of causes of being homosexual is rooted with family reasons. In such cases this immensely runs the behavior of the individual particularly in school. Majority of homosexuals that go to school instantly faces the burden of coming out.This is one of the hardest challenges that an individual must face. Since most of homosexuals that go to school are having identity crisis and fear of rejection from their peers (if ever they decided to come out), they have a very high tendency to have unusual behavior from straight people. Most of the time, (with the assumption that the individuals are mostly teenagers since they still go to school) these people is in high risk of suicide, substance abuse, the feeling of isolation and more importantly, school problems.Consequently, because of this kind of behavior, they (and it) inevitably affect their relationship with other people. Because they always need the feel to isolated, the tendency is that, they can be the frequent onl y ift of jokes (especially in schools where homosexuality is not yet a very open and accepted topic) that will in turn can lead into more dangerous behaviors. Moreover, when things go uncontrollable, there is also a long tendency for the individual to resort to many absurd and unsafe displacement methods (i. . substance abuse, committing crimes, etc).Because of the rising number of individuals (particularly young homosexuals) that is involved in this kind of situations, a great deal of number of individuals and concerned groups were established to help them. Most of these help lines offer counseling but more than that, they also make sure that the individual can pursue his/her way to full acceptance and if worse comes to worse, to their recovery.Before the advent of DNA technology, psychologists and sociologists believe that the cause of homosexuality is influenced by the surroundings of the individual but with DNA testing, they were able to pinpoint that somehow, genes has someth ing to do with it. But more importantly, we cannot deny the fact that from the beginning, there were only male and female but as time pass, some strong environmental factors can bend the reality of life that even Nature herself find it hard to turn substantiate (or at least minimize the bad consequences) time.

Feminism theory Essay

The article Just Say No? by Celia Kitzinger and Hannah Frithspeaks explains why it is important for women to be able to refuse. Special direction is paid to development of feminism perspective on sexual refusal. As the cause states young girls and women find it difficult to refuse unwanted sexual relations. Therefore, the author discusses main reasons of being afraid to refuse and consequences of unwanted sexual relations. Further, it is necessary to mention that the article provides detailed overview of feminism theory, core issues and beliefs stating that it is necessary to develop refusal skills to nullify unpleasant situation.The author provides also recommendations how to prevent rape. Firstly, she defines refusals as complex conversational interactions, incorporating delays, palliatives, and accounts. Kitzfinger admits that nowadays training of refusal skills aims at teaching just say no alternatively of paying attention to the mentioned issues. Therefore, young women shoul d be taught assertiveness skills along with refusal and social ones. The author claims that women should be afraid of refusing directly and unapologetically.The author presents also literature limited review of existing practices of refusing. Secondly, according to empirical data, women already can explicitly articulate a sophisticated awareness of these culturally normative ways of doing refusals. It is emphasized that the reduce is only on conversational problems, though rape education, refusal skills programs and theoretical rationale are involved as well. Nevertheless, the problem of sexual coercion cant be solved only by changing the ways women talk, behave and refuse.The author is rather persuasive, because she uses logical arguments, conclusions, facts and viewpoints of different critics to defend her position that women should be more aware of refusal skills. The article leads through abundant data presented to persuade women to be more self-respected, not to be afraid to refuse unwanted sex or simply unpleasant interactions with men. The question appears on the agenda why women find it difficult to refuse?ReferencesKitzinvger, C. & Frith, H. (1999). Just Say No? The Use of Conversation epitome in Developing Feminist Perspective on Sexual Refusals. Discourse Society, 10, 293-312.

Overcoming the Improvement Paradox Essay

Quality returns programs argon designed based on research, a companys needs and the promise of improving the functioning of a business, both from a concern standpoint and in the eyes of the employee. Research proves that they are non but productive, but necessary. In fact it is suggested that without a quality improvement program, businesses may fail. The reality is that most programs end in failure. The European Management Journal has termed this the amelioration Paradox. They submit identified an inability of management to implement an improvement program as a moral force process is the main reason for that failure.The term dynamic is used to identify a process that is ever changing, ongoing, and responsive to the needs of the company and to the needs of the employee. The process must identify issues and concerns and then be implement changes based on those issues and concerns. This is where the process decides short. Failure to monitor the feedback of employees and make n ecessary changes can lead to unanticipated and even harmful side effects. (2)The cozy dynamics of an organization ordain impact the success or failure of an improvement program. Management needs to recognize three issues prior to implementation of a quality improvement program what will the trade off be surrounded by current performance levels and future performance levels, managers need to ensure that their level of payload is passed on to employees, and finally, as the program improves, managers will need to shift their focus and adapt for further gains.As stated previously, any improvement motion may have unanticipated events. The first effect noted may be a decrease in production or the time that employees have to focus on output. To overcome this problem, it is recommended that employees not focus on a numerical production quota, but rather devote a certain function of each day to working on quality improvement. Without allowing for the change in production, processes wil l be overlooked and may create a crisis. Managers need to apportion a portion of employee time to improvement efforts, separate of what they need for production.The second challenge is in initiating and sustaining employee lading to the improvement process. There are two sources of commitment for improvement programs managerial push and employee pull. Managerial push is the effort to promote improvement efforts of mandate employees to participate. Employee pull refers to an employees understanding of the need for improvement and commitment to the process. Employee pull will have the greatest impact on the success of the improvement process. The tendency is for managers to be very enthusiastic signly, but sustaining the enthusiasm becomes difficult. If employees are located in an area that is separate from management or one that is difficult to supervise, the challenge becomes even greater. Self-reinforcing feedback will have the greatest impact on sustaining the improvement proce ss.Employees need to perceive that improvement efforts will be beneficial. In determining the success or benefit of a program, employees measure their expectations with the progress that is made. If expectations are set too high, the improvement process is likely to fail. The improvement goals need to be defined in measurable terms as well as defining a completion date. It is common to underestimate the amount of time needed to complete the improvement goals.If the goals and the timeline are not realistic, it is likely to result in a lack of funds and time available to meet the goals. Any improvement process requires that the employees be trained for the process and that communication exist between management and employees to allow for a thorough exchange of communication. In addition, an infrastructure needs to be created that will support the process.Seldom will one improvement process cover the entire organization, resulting in a multitude of changes taking place concurrently. Be cause these processes are taking place in one organization, they must care resources, as in time and money. The benefit is that often the process that helps improve one department can be carried over to another department and implemented, provided on that point are adequate personnel and resources.Once an improvement process is successful, join ond productivity can lead to layoffs. This can create fear in employees and not provide motivation for them to be successful. One way of guaranteeing their success is to provide them with job security if they participate in the program. Successful improvement may to a fault create more than demand than an organization is able to meet. This can cause more problems within the organization.Organizations often go into an improvement process without being to the full prepared, which ultimately ends in disaster and perhaps with even more challenges than were present previously. Management fails to recognize the organizational and economic ch allenges that will take place and ultimately stand in their way without adequate planning. Further, organizations fail to plan for the unanticipated effects of improvement training.The overall process is straightforward, but may take more planning than most companies plan for. To improve quality overall is not simply developing a plan and putting into action. It requires assessing where you are and identifying where you would like to be. In the midst of that process, organizations and managers will need to evaluate and reevaluate to determine if they are meeting their goals, and if not, what changes need to be made.Research has proven that total quality management has the ability to improve work settings and improve employee satisfaction, and therefore ultimately improve customer satisfaction and the bottom line. Organizations want quality improvement, however the improvement problem creates a situation that may not be affordable. If improvement is desired, to what extent are compa nies willing to accept the unanticipated results? What extra resources are available to diffuse with changes as they arise?This plan, created to deal with the crises that occur during a quality improvement process, provide an excellent plan for organizations to deal with the changes as they occur. Further, they provide warning for those issues that were not anticipated. Pushing people harder generates immediate, visible returns, but subtle, long-range problems. Changing the organizational processes to help people work smarter, however, can actually cause productivity to fall in the short term. So managers take the safe route and focus on people, usually pressuring for more results and less cost.Unfortunately, most organizations cannot get past that initial boost in productivity in the work harder scenario and the initial sag in the work harder approach. But if you want permanent improvement for your sales organization, it will take an investment in process. There are ways to minimi ze the sag in productivity, but they may require a corresponding increase in resources assigned at the start. But it can be worth itthe vicious cycle of the work harder approach becomes a virtuous cycle where productivity continues at a high level, and profitability climbs dramatically.ReferencesKeating, E., Oliva, R., Nelson, P., Rockart, S., Sterman, J. 1999. Overcoming the Improvement Paradox. European Management Journal. As found http//www.isixsigma.com/offsite.asp?A=Fr&Url=http//web.mit.edu/jsterman/www/EMJPaper.pdf

A sepatate peace

Life passes at a glance what once was the center of your existence given time will shrink away till it is barely recognizable to you. So honor every moment savor every experience. . He go away with everything because of the extraordinary kind of person he was. It was quite a compliment to me, as a matter of fact, to have such a person choose me for his best friend Chap 2, peg 21 know, if Gene doesnt watch himself hell become such a person. Between the buildings, elms curved so high that you ceased to remember their height until you looked above the familiar trunks and the lowest umbrellas of leaves and took in the lofty complex they held high above, branches and branches of branches, a world of branches with an Please broadsheet This is not an example of text written by our writers Cassiopeia. Com is a database of essays that were collected at open web resources. You can use them at you own risk of infection following the citation rules below.But we recommend you to order a cus tom plagiarism-free essay written precisely for you from one of our writers. Place an order, add your paper details and enjoy the results You can keep in touch with your writer, check the draft of your paper and send your order for revision for free. If you are hesitating to place an order Just ask for a quote

A Clean, Well-Lighted Place

Through his work entitled A Clean, Well-Lighted Place, Hemingway tries to demonstrate how people have opposite opinions regarding aging and experience, and he does this through the eyes of the ii waiters and an doddering part.Today, a large percentage of people assume things about other individuals they do non know based only on how they look. Hemingway seems to project the hand of the reader as he expresses why people should have an open mind and make an attempt to look through the eyes of from each one person because there is so much more to know than just by looking at a persons physical appearance.At the start of our lives when we are non yet fully aware of the things happening in our surroundings, everything seems to be beautiful and innocent. However, by the metre we get older, we realize that things are non as well-to-do as they once seemed.Along with the joys and happiness we experience, there is also pain, sadness, and loneliness.This short story is about an old m an who sits in a leave out a a few(prenominal) times a week. He preferred this particular club from the others because it is clean and has a calm ambiance, which relaxes him. He drinks away until two oclock in the morning and is the in conclusion person to leave the bar.On the side are two waiters who serve the old man. One is a young man while the other is a old waiter. While serving the old man, these two waiters converse and argue about the old man and it is evident that they see the old man in different perspectives due to their age difference.In the beginning of the story, an old, deaf man was described and how he was enjoying the bar and getting drunk almost every night. He feels comfortable in the bar because it is calm, clean, well-lighted, and quiet unlike the other bars in the area.He stays here until the wee hours of the morning and it can be seen that he does not sum up well into the society at the time because he is well over his time already.It was mentioned that last week, he tried to commit suicide (Kennedy & Gioia 148). This gives the reader the tender that the man was in despair even though he is well-endowed in terms of financial resources.The young waiter was in a mountain to close the bar an hour earlier because there was only one customer, the old man, who was present at that time. The young waiter also wanted to go home early because his wife was waiting for him at home.It is shown that he disrespects the old man by throwing the old man out of the bar insisting that they were already closing. The younger waiter seems to be flat and static.He is somewhat intolerant and self-centered for he has his own social life and does not depend on the bar to seek refuge. He does not understand what the old man was feeling and why he spends his time in the bar drinking the night away.The detail that he is young and has very limited experience in life contributes to this attitude. He has no idea that the old man has spent his life and believes that he has no use to anyone because of his age, which is why he tried to commit suicide.He is lonely and loneliness is very hard to cure, specially when people around you do not understand what you are going through, just like the old man in the story.The young waiter also sees the loneliness and despair of the old man as largely a fault of his own because the old man chooses to see the darkness instead of the light.The young man feels that the old man dwells in his misery too much and that there are better things to do than sit inside a bar and drink. He yelled at the old man saying you should have killed yourself last week (Kennedy & Gioia 148). He treats the old man like an obstacle as if the old man was slowing fling off the young mans life.The older waiter, on the other hand, shows a different attitude towards the situation, and this might be because of his age. He is more sensitive to the old man because he knows what it is like to be old and lonely. This waiter says I am o ne of those who like to stay late at the cafe with all those who do not want to go to bed (Kennedy & Gioia 150).He knows what it is like to go home at night without anything or anyone to expect and how it is better to spend the night in a bar instead of experiencing the loneliness that the night can bring. He knows that the bar is a very nice and clean place for people at night, especially the older ones. He says each night, I am reluctant to close up because there may be someone who needs the cafe (Kennedy & Gioia 150).He is not only referring to the old man but to himself as well. Personally, I think that this is why he most likely works at the bar at night himself. Just like the old man, he does not want to be alone at night. He is becoming older as time goes on and he also has an insomnia, which makes it hard for him to sleep at night.

Novel using Frankenstein as an Example Essay

However the horror itself needs to be complimented with one of the most important part your medieval novel, this being few form of a supernatural event or otherwise inexplicable event. This could include ghosts or giants walking, or inanimate objects much(prenominal) as a compositors case of armour or painting as recognised in Castle of Otranto it fell crushing his limbs. In the case of Frankenstein it can be explained but it save a supernatural event. I had worked hard for nearly two years, for the sole purpose of infusing life into an inanimate body., Shelley not only uses this as a primary(prenominal) plot point to drive much of the issuing events, with in this case speaking in a sterile scientific manor, but also to impress light on some of the ethical issues of her time, of importly advancements in learning and issues such as bring life back to inanimate tissues. It symbolises for her the fact that science could be taken to extremes, and the events after indicate this. These events atomic number 18 often preceded by a vision.You may want to use this before some form of death. In chapter 5 there are no real disturbing dream visions, a better cause can be seen in other Gothic novels, and I will used The Castle of Otranto, this includes the omen that That the castle and lordship of Otranto should pass from the present family, whenever the real owner should be grown too large to endure it. or any phenomenon that may be seen as a portent of coming events other than in some way or Victors dream of Elizabeth death., an omen that it is soon to be his time to die while at every turn the women are put into distress and a epitomising the tincture that all will happen in an almost omnipotent fashion will come to its end. This should be included into your novel in some skeletal frame or form to egest it a much gothic feel overall and in many cases it relates to the supernatural events to come. Women should partake in two main forms to extenuate the gothic firstly they should at some point during your novel be in some form of distress.It should contain an appeal to the pathos and charity of the reader, the fe manly characters should face events that leave them fainting, terrified, screaming, or sobbing. A lonely, pensive, and oppressed heroine is often the central figure of a gothic novel, so her sufferings are even more pronounced and the focus of attention. This can be seen by the threat made to Elizabeths life through the dream in chapter 5. You could increase this more because the women are often abandoned, left alone(predicate) (either on purpose or by accident), and have no protector at times.Elizabeth is left in Geneva alone with the monster (even if only in victors mind) wanting to hunt her agglomerate and kill her. You could use this to great effect and continue it to a degree that that the women should be threaten by or with the presence of a tyrannical male, this could range in your novel from a king, lord of the manor, father, or guardian, to demand that one or more of the female characters do something intolerable. The Monster howls in rage and utters the ominous words I shall be with you on your wedding night. All the while it s rainfall outside with another choice to creating horror and suspense with metonym in the case referring to the darkness of the situation. Using threading tones and the fact that he shall implying that the wedding day will be in no way pleasant. The woman may be commanded to marry someone she does not love (it may even be the powerful male himself), or commit a crime. This bring about examples of the next gothic case in point with most of the book contain much distraught and tense emotions which often are highly sentimental.This tool should be used to create various emotion ties with your protagonist and the reader, often in the case of gothic novels the sensation of impending doom and gloom, however it can also be used for exultant situations as well, as in Fra nkenstein chapter 5 with I had want it with an ardour that far exceeded moderation but now that I had finished, the beauty of the dream vanished, and breathless horror and disgust filled my heart., Shelley uses specific language such as breathless horror to symbolise the overwrought sense of disgust he felt, filling his heart suggesting that it not only hurt his senses but was a major blow to his spirit. However all of this means very little if you fail to adhere to one element that must be true if you tendency is to create a truly gothic novel and the is diction and syntax of the gothic writing this is of the utmost importanceThe constant use of the appropriate vocabulary to set creates the atmosphere of the gothic. This includes I took refuge in the courtyard belonging to the house which I inhabited where I remained during the rest of the night, walking up and down in the greatest excitement, listening attentively, catching and fearing each sound as if it were to announce the a pproach of the demoniacal corpse to which I had so miserably accustomed life. With settings and places more suited to the time such as a courtyard, however using less common words such as greatest agitation to denote more of a tone of authenticity and demonical corpse (never referring the victors creation as a human or even some form of humanoid) standing(a) for deeper emotions than just a monster. However that is not all that it requires for gothic writing, include the way that questions are presented with infinite pains and care I had endeavoured to form? which could be translated as I had work hard to form.I recommend therefore that you must really acquaint yourself with the general genre if you have not already and I recommend both Frankenstein and The Castle of Otranto which both brilliant representations of not only language but the points that I have already mentioned. Finally I would sat that in order for you book to match that of Shelleys you may want to include some issu es surrounding ethical issues at the time, and as an example think of the issues surrounding the other title of Shelleys novel being The Modern Prometheus this in the case of Frankenstein is the issues surrounding playing god.This brought about by greater scientific and medical advances in her time. You may use this to make your story to bring about a deeper meaning than that just of a ghost story. To conclude, I hope that the guidelines that I have provided will help you succeed in you overall goal of creating a true gothic novel. This can be easy achieved by following the simple process of metonymy of gloom, tragic females, tyrannical males, supernatural events, overwrought emotion and an ominous dream.It may seem like a scare off task however I will always offer more support and advice if you feel that you need it and I hope to read your novel and give my opinion on it, which I am sure will be great. Yours Sincerely Dr M. Yellehs Show preview only The above preview is unformatt ed text This educatee written piece of work is one of many that can be found in our GCSE Mary Shelley section.

A Time I Was Brave

I have often been a fraidy cat about the simplest occasions. I remember approve when I was a child and organism frightened of leaving home to go to school it was as if I feared that my family would not be on that point when I got back from school or that I wouldnt know what to do in school. All my animation Ive had similar fears about many things being able to do a good job and succeed at my work, worrying whether Id grow up to become an independent individual who could stand on his give two feet.And, to each one time with each new worry, I would somehow find a way to master my fears so that they wouldnt interfere with my life. I didnt want to lead a life of fear, I treasured instead a life of joy and accomplishment and for the most part that is what I was able to master although it never was easy for me. I do believe that deep down each of us is tolerate in different ways and in different situations. For example, there is the person who saves some other persons life, su ch as when someone falls off the subway platform and the other person rescues him. so there is the person who finds the courage to leave his or her country in order to go to another land and start a new life. That person is very adventurous, too, because starting a new life in a strange land and with a different language is very, very difficult. Then theres the person who is very shy, notwithstanding who leaves the house in the morning to try to find a job and make a living. He somehow overcomes his fear. There is the mother or father who flora very long hours at a hard job in order to earn cash to help support the family. That person is very brave, too.There is also the person who is afraid of the local bully, but gathers his or her courage to stand up to the bully and tell him off. So tell me about your own life and the time when you were brave. What was the brave deed or act you did? How did you feel frightened or cocksure? Was it hard for you to be brave? Or, if you wish, write about someone you know who has done a brave deed. Tell me who that person is and what he or she did. Remember, too, that being a writer is a brave thing to do it shows you are willing to think deeply about important things and express them in spoken language that may be read and heard.

Animal Abuse Problem Essay

beast ill-treatment is a batta social lion problem. Cruelty to faunas can be preserveed by all costs. Educate people you see abusing their carnals and always, always circulate suspicious activity to your local law enforcement or physical control.An abused sentient being can change by reversal on a human in an instant, so children and innocent bystanders can be attacked by an animal if it feels threatened. When abused, animals are not the only ones in danger.As C.S. Lewis once said, If we lilt up beasts simply because they cannot prevent us and because we are backing our own side in the struggle for existence, it is only logical to cut up imbeciles, criminals, enemies, or capitalists for the same reasons.Maybe an eye for an eye should be implemented on animal abusers.Continue reading at NowPublic.com Animal Cruelty Facts, Prevention, Statistics and Action NowPublic News Coverage http//www.nowpublic.com/environment/animal- roughness-facts-prevention-statistics-and-action-28 86267.htmlixzz2L2yNrWDWAs humankind has progressed, there has been an increase in governance and rules and regulations of everyday life. These governance and rules rise from general evil over happenings and concepts all over the world. One such rapidly growing concept is animal cruelty.Animal abuse simply put is cruel unwarranted treatment of animals. Such treatment generally has a single point program to subject animals and sometimes pets to unnecessary harm and pain. One major fibre of animal abuse is torture. Read more(prenominal) at Buzzle http//www.buzzle.com/articles/animal-cruelty-animal-abuse-facts-statistics.htmlIt is prevalent in all areas of the society. People in rural as well as urban areas are reported for animal cruelty cases. The statistics ground reported cases are just the tip of the iceberg. There are hundreds, maybe thousands of cases related to animal abuse that go unreported. People carry out violent and gruesome attacks on animals, both domestic as well a s stray. The most common victims of animal abuse areHorsesLivestockDogsCatsBirdsRead more at Buzzle http//www.buzzle.com/articles/animal-abuse-statistics.htmlWe have heard of an old saying Dogs a mans best adorer. near of us must have read Black Beauty at least once. The lion is the king of the jungle, a fact even kids from kindergarten are aware of. There are many former(a) instances where animals are thought of as our friends. Yet, we tend to inflict pain and torture on our friends. Animal cruelty is not an issue that is unheard of. Since time immemorial, man, the high in the food chain, has tortured those beneath him. lots all animal species have been abused by man in some way or the other. Humans are thought to be the most intelligent of all species. Still, when we look at the animal abuse statistics, mankind is put to shame.Read more at Buzzle http//www.buzzle.com/articles/animal-abuse-statistics.htmlAnimal Abuse Facts and StatisticsIts in reality hard to write about animal abuse facts. Its hard to do the research, read the stories, scramble the statistics, watch the videos, and see the pictures. But the statistics are just so disturbing that readers need to know the truth. harmonize to the Human Society of the United States, there is no national reporting system for abuse to animals. in time Pet-Abuse.com has collected statistics on animal cruelty since 2001. As of October 13, 2012 they have 19,517 cases listed on their web site. The following animal abuse stats for the U.S. are from their database Top 5 Types of Abuse pic 32% neglect or abandonment 12% hoarding 11% shooting 9% fighting 7% beatingMost of the above forms of abandon toward animals is self-explanatory. However, hoarding may need some more explanation. This involves people who are often well intentioned only what they do is collect animals and may have hundreds of animals living in their house, barn or yard. Its slightly overmuch impossible to take wish of this number of animals w ell and the cost of food and veterinary care would be sky high. Hoarding is really another form of neglect, just on a much grander scale than traditional neglect or abandonment.Most cases of abuse toward animals are directed toward dogs, cats, and horses. The statistics on dogs include non-pit bulls pit bulls. Of the cases listed on their website, 48% are alleged cases, 24% are convicted records, and 16% are open. Most abusers of animals are men between 31 and 50 years of age. While many animal cruelty cases are tracked on the web, it is believed the number of cases is much greater. A recent search of Google News give more than 10 articles regarding allegations or convictions toward animals in September in Texas alone compared to just 13 on Pet-Abuse.com for all of the United States. In other words, the data on animal abuse is even worse than what is reported on well known web sites.

A Brief Analysis of Subprime Crisis

A Brief Analysis of Subprime Crisis Introduction The US subprime owe crisis was adept of the first indicators of the tardily-2000s monetary crisis, characterized by a rise in subprime owe holes and foreclosures, and the resulting decline of securities backing owes. just astir(predicate) 80% of U. S. mortgages issued to subprime borrowers were adjustable-rate mortgages. After U. S. ho example sales prices peaked in mid-2006 and began their steep decline forthwith, refinancing became more difficult.As adjustable-rate mortgages began to readapt at higher beguile place, mortgage crisis so bed. Securities backed with mortgages, including subprime mortgages, widely held by monetary firms, lost some of their lever. Global investors likewise drastically reduced purchases of mortgage-backed debt and early(a) securities as part of a decline in the capacity and leadingness of the private financial system to support lending. Concerns about the safety of U. S. cite and financ ial commercializes take to tightening honorable mention around the world and retard economic growth in the U.S. and Europe. 1. Backgroundmortgage market The immediate reason or trigger of the crisis was the bursting of the United States lodgement bubble which peaked in approximately 20052006. High default rates on subprime and adjustable-rate mortgages , began to ontogeny quickly thereafter. An increase in add incentives, such as simple initial conditions and long-term trend of procession housing prices encouraged borrowers to increase the commitment that they will be able to quickly re-financing more favorable conditions for mortgage difficulties.Additionally, the economic incentives provided to the originators of subprime mortgages, on with outright fraud, increase the number of subprime mortgages provided to consumers who would deliver otherwise qualified for conforming contributes. However, once interest rates began to rise and housing prices started to drop moderate ly in 20062007 in some(prenominal) separate of the U. S. , refinancing became more difficult. Defaults and foreclosure action at police increased dramatically as easy initial terms expired, home prices failed to rise as expected, and adjustable-rate mortgage interest rates reset higher.Falling prices also resulted in 23% of U. S. homes worth less than the mortgage loanword by September 2010, providing a financial incentive for borrowers to enter foreclosure. The ongoing foreclosure epidemic, which part of subprime loans, that began in late 2006 in the U. S. sticks to be a key factor in the global economic crisis, because it drains wealth from consumers and erodes the financial strength of banking institutions. In the years leading up to the crisis, signifi out heartht amounts of foreign money flowed into the U. S. from fast-growing economies in Asia and oil-producing countries.This inflow of bullion combined with low U. S. interest rates from 2002-2004 contributed to easy credi t conditions, which fueled twain housing and credit bubbles. Loans of various types (e. g. , mortgage, credit card, and auto) were easy to obtain and consumers assumed an unprecedented debt load. As parts of the housing and credit booms, the amount of financial agreements called mortgage-backed securities, which derive their pass judgment from mortgage payments and housing prices, greatly increased. This financial innovation so that institutions and investors around the world to invest in the U.S. housing market. With falling house prices, is to use the worlds leading investment mortgage-backed securities severe financial institutions to report significant losings. Defaults and losses on other loan types also increased significantly as the crisis expanded from the housing market to other parts of the economy. Total losses argon estimated in the trillions of U. S. dollars globally. While the housing and credit bubbles were growing, a series of factors caused the financial system to become increasingly fragile.Policymakers did non recognize the increasingly grand role vie by financial institutions such as investment banks. Some experts believe these institutions had become as important as commercial banks in providing credit to the U. S. economy, but they were not subject to the same regulations. These institutions and some regulate banks was also a significant debt burden, while providing the loans, there are not enough financial cushion absorb large amounts of loan default or mortgage-backed securities losses. These losses impacted the ability of financial institutions to lend, slowing economic activity.Concerns regarding the stability of key financial institutions drove central banks to take action to provide funds to encourage lending and to restore faith in the commercial paper markets, which are integral to financing business operations. Governments also bailed out key financial institutions, assuming significant additional financial commitments. The risks to the broader economy created by the housing market dealturn and subsequent financial market crisis were primary factors in several(prenominal) decisions by central banks around the world to name it away interest rates and administrations to implement economic stimulant packages.Effects on global stock markets due to the crisis have been dramatic. Between 1 January and 11 October 2008, owners of stocks in U. S. corporations had suffered about $8 trillion in losses, as their holdings declined in value from $20 trillion to $12 trillion. losings in other countries have averaged about 40%. The value of the stock market and housing losses further down the local consumer spending, an important economic engine downward pressure. The larger developed countries and emerge nations in November 2008 and March 2009 met with give tongue to leaders to develop strategies to resolve the crisis.A variety of solutions have been proposed by government officials, central bankers, econo mists, and business executives. 2. Causes The crisis can be attributed to a number of factors pervasive in both housing and credit markets, factors which emerged over a number of years. 2. 1 Boom and bust in the housing market The housing bubble in the United States grew alongside the stock of the late1990s. High stock wealth induce families to spend more of their newborn disposable income and save oftentimes less. This consumption boom was largely cogitate on housing.The increase in damand for housing had multiple effects. First, the value of houing increased, which in turn increased guide of housing and jump-started the bubble. Second, the supply of housing decreased and more housing had to be built to meet the rising demand. The rising housing prices created an expectation that housing values would continue to rise, leading home buyers to pay more for housing than the housing was actually worth. This self-fulfilling cycle continued until the median price of housing outgrew me dian incomes, peaking in about 2005.When the growth became unsustainable in 2006, the housing bubble burst. Before the rapid rise, followed by a sharp-worded fall in housing prices, which will greatly exceed the mortgage debt, the translation of the value of the property. 2. 2 High-risk mortgage loans In the years before the crisis, the behavior of lenders changed dramatically. Lenders offered more and more loans to higher-risk borrowers, including undocumented immigrants. Subprime mortgages amounted to $35 one million million in 1994, 9% in 1996, $160 billion in 1999, and $600 billion in 2006.A study by the national leave found that the average difference between subprime and prime mortgage interest rates declined significantly between 2001 and 2007. Decline in risk premiums and credit standards are parking lot to the combination of the credit boom and bust cycles. In addition to considering higher-risk borrowers, lenders have offered increasingly risky loan options and borrow ing incentives. In 2005, the median down payment for first-time home buyers was 2%, with 43% of those buyers making no down payment whatsoever. By comparison, China has down payment requirements that exceed 20%, with higher amounts for non-primary residences.The mortgage qualification guidelines began to change. At first, the subjectd income, verified assets loans came out. Proof of income was no longer needed. Borrowers just needed to soil it and show that they had money in the bank. Then, the no income, verified assets loans came out. The lender no longer need deduction of employment. Borrowers just needed to show proof of money in their bank accounts. The qualification guidelines kept acquire looser in order to produce more mortgages and more securities. This led to the creation of NINA. NINA is an abbreviation of No Income No Assets.Basically, NINA loans are official loan harvest-times and let you borrow money without having to prove or eventide state any owned assets. Al l that was required for a mortgage was a credit score. 2. 3 owe fraud In 2004, the Federal Bureau of Investigation warned of an epidemic in mortgage fraud, an important credit risk of nonprime mortgage lending, they said, could lead to a problem that could have as much impact as the S&L crisis. The Financial Crisis Inquiry relegating reported in January 2011, that mortgage fraud flourished in an environment of collapsing lending standards and lax regulation.The number of suspicious activity reportsreports of possible financial crimes filed by deposit banks and their affiliatesrelated to mortgage fraud grew 20-fold between 1996 and 2005 and then more than doubled again between 2005 and 2009. angiotensin-converting enzyme study places the losses resulting from fraud on mortgage loans made between 2005 and 2007 at $112 billion. Lenders made loans that they knew borrowers could not afford and that could cause massive losses to investors in mortgage securities. New York State prose cutors are examining whether eight-spot banks hoodwinked credit ratings agencies, to inflate the grades of subprime-linked investments.The Securities and Exchange Commission, the Justice Department, the United States attorneys office and more are examining how banks created, rated, sold and traded mortgage securities that turned out to be some of the worst investments ever devised. In 2010, nigh all of the investigations, criminal as well as civil, are in their early stages. 2. 4 quote default swaps Credit default swaps are financial instruments used as a hedge and vindication for debtholders, in particular MBS investors, from the risk of default.As the net worth of banks and other financial institutions deteriorated because of losses related to subprime mortgages, the likeliness increased that those providing the protection would have to pay their counterparties. This caused the system uncertainty, investors did not know which company would be required to pay to cover the mort gage defaults. When investment bank Lehman Brothers went bankrupt in September 2008, there was much uncertainty as to which financial firms would be required to honor the Credit default swaps contracts on its $600 billion of bonds outstanding.Merrill Lynchs large losses in 2008 were attributed in part to the drop in value of its unhedged portfolio of collateralized debt obligations after AIG ceased offering Credit default swaps on Merrills collateralized debt obligations. The loss of confidence of trading partners in Merrill Lynchs solvency and its ability to refinance its short-term debt led to its acquisition by the Bank of America. 2. 5 Boom and collapse of the shadow banking system The securitization markets supported by the shadow banking system started to close down in the spring of 2007 and nearly shut-down in the fall of 2008.More than a third of the private credit markets can not be uesd as a source of funds. According to the Brookings Institution, the traditional banking s ystem does not have the capital to close this gap as of June 2009 It would take a number of years of strong lucre to generate sufficient capital to support that additional lending volume. The authors also indicate that some forms of securitization are likely to vanish forever, having been an artifact of excessively loose credit conditions. 3. Impacts 3. 1 Impact on the USThe credit market is likely to respond with tighter lending standards, fewer warehouse subprime mortgage lines, fewer subprime lenders, and greater self-regulation and reformation, well-nigh of which will be driven by the securitization market to the extent that it still exists. in that respect may be an urge to proactively modify loans that would likely result in default. The increased pressure from the government and consumer groups, combined with new subprime lending standards, will decrease lenders willingness to lend to nonprime borrowers and investors willingness to participate in subprime loan securitiza tion.The result has been and will continue to be a credit crunch for subprime borrowers. The result will decrease availability of subprime lending, which in turn, will decrease homeownership among low-income or minority borrowers. When the housing bubble began to deflate in 2006, borrowers saw a sharp reduction in the value of their homes, and found themselves in a sit of negative equity, or a mortgage debt that far exceeded the value of the mortgaged home. Because homeownership is the single most important source of wealth, this meant many Americans experienced a dramatic loss in personal wealth.The decline in home prices has approach American homeowners more than 4 trillion dollars in wealth, and as previously noted, has cost African Americans entirely between $71 and $122 billion. The decrease in home values not only caused homeowners, but also communities, to lose wealth. As a result of foreclosure, surrounding house values have declined. Neighbors matter when it comes to po se a value on homes. Appraisers use comparable sales data to calculate the value of a home, which lenders require for selling and refinancing.Comparable sales in the community to reduce problems of all foreclosure houses, where in a position to sell the owner is not a pleasant option value. In addition, the borrower becomes unable to refinance at lower interest rates, this will cause even more foreclosures. 3. 2 Impact on the Chinese economy The US credit crunch has played out in the Chinese housing market. The house price movements in China, the US and the UK have moved synchronically, with the Chinese market lagging a part behind the two developed countries.The market condition of China at the start of 2008 was similar to the US market during the first half of 2007, when the house prices began to drop. House prices in China increased sharply and even doubled during 2006-2008 in some fast developed cities. The Chinese National Development and Reform Commission showed that the Hous e Price Index of 70 Large- and Medium-sized Cities in China rose 6. 5% in 2008, 1. 1% lower than the previous year. Meanwhile, the interest rate adjustment is widely used as a monetary instrument by most central banks to manage their national economies.From January 2001 to 2003, the US Federal Reserve cut the interest rate from 6. 5% to 1% to boost the economy . Cheap credit overheated the US housing market quickly. Consequently, the Federal Reserve raised interest rates to cool the market. This U-turn in interest rate policy was the catalyst for the crash in the housing market that accelerated from 2006 onwards. 4. Regulatory proposals and long-term solutions President Barack Obama and key advisers introduced a series of regulatory proposals in June 2009.The proposals address consumer protection, executive pay, bank financial cushions or capital requirements, expanded regulation of the shadow banking system and derivatives, and enhanced authority for the Federal Reserve to safely w ind-down systemically important institutions, among others. The DoddFrank Wall Street Reform and Consumer Protection Act was signed into law in July 2010 to address some of the causes of the crisis. 4. 1 State and Local Action Increasingly, state and local governments have taken action responding to the foreclosure crisis through a combination of municipal litigation and anti- voracious lending bills.Baltimore and Cleveland initiated public disgust suits against prominent lenders last year for targeting their communities through predatory lending. These cases may have an important role in providing meaningful, timely relief for a large number of homeowners who are in default or on the verge of default. In addition, over 25 states have initiated anti-predatory lending legislation triggered by North Carolinas successful legislation enacted in 1999 and 2000. However, state legislation is limited due to federal anti-predatory lending statutes preempting state action.The Baltimore compl aint, in particular, stresses the racialized impact of predatory lending. Two-thirds of the foreclosures associated with Wells Fargo lending were in census tracts with over 60% African American populations, while less than 16% were in tracts with less than 20% African American residents. 4. 2 Federal Legislative Actions Over the last year, Congress has introduced a variety of proposals designed to address the crisis, from increased funding for housing counseling and consumer education to empowering bankruptcy judges to unilaterally change the terms of be mortgages to bail-out distressed borrowers.Federal and state regulators are following suit with guidance and strangleions on some prime lending. There has been an increase in litigation related to the subprime lending market based on discriminatory predatory lending, an increased call for suitability standards in mortgage lending, and more non-consumer law suits, such as investors suing issuers, lenders suing brokers, and investor s suing lenders. This complete legislation includes the Federal trapping Finance Regulatory Reform Act, The Hope for Homeowners Act, and the Foreclosure Prevention Act.The Federal Housing Finance Regulatory Reform Act provides regulation for government sponsored entities such as Fannie Mae and Freddie Mac and the Federal Home Loan Banks. This regulator will have the authority to establish capital standards, prudential trouble standards enforce its order through cease and desist authority, civil money penalties and the authority to remove officers and directors restrict asset growth and capital distributions for undercapitalized institutions put a regulated entity into receivership and review and approve new product offerings of the enterprises.Conclusion This subprime mortgage crisis demonstrated a lesson for the world. Every financial institution and company learn an expensive fall from it. Every country learned what they should do and what they should avoid in the future. Mor eover, each individual also learned the norm, the ethics, and the responsibilities that they need to follow and take in business practice. One important thing to remember is to not be too obsessed and greedy about anything.

A Report on Youth Unemployability in India Essay

Students have weak foundations because of which they are not picking up new skills. Picking up new skills can develop only when the people lose opinion on conventional wisdom. This sentence may appear arbitrary in the beginning but at that place is a catch. The new skills can never be picked up unless we promise to unlearn old one. By unemployable, we refer to individuals who have to be trained by the persistence in basic skills which they should have acquired by means of college and university education, said by Manish Sabharwal, Chairman, TeamLease Services.Our institutions are misaligned with demand. We need a modular framework of courses covering a fluff of knowledge, skill and work-attitude modules that fit people to high volume vocations and incentivise edupreneurs, avers Visty Banaji, Executive Director, Godrej Industries. While occupations of unemployment are not new, the germinate in number of people who are unable to meet the industrys needs collect to the failure of institutions to impart career-oriented knowledge and skills-set is a pressing problem, as it can hamper Indias manifold digit growth.The skill deficit hurts more than the infrastructure deficit because it sabotages equality of opportunity and amplifies inequality age poor infrastructure maintains inequality (it hits rich and poor equally), A recent survey throws light on the problem, problems with the educated youth. They are mainly lacking three types of skills. 1. Communication skill 2. Analytical skill and problem solving 3. Domain. While in interview approximately 60% candidates are screened due to lack of communion skills. Rest 25% is screened for analytical skills and 5% for their lack of knowledge in their respective domain.Hence 90% of educated youth are lacking in one of these three main skills required for melodic phrase and employment. Only 10% of educated force of India is employable. Several companies have introduced strategies entwined with the college syllabus to equip students with the latest demands of the industry and thereby customize education accordingly. Information Technology major Infosys has the campus Connect initiative with engineering institutions in Mysore, Bangalore, Pune and other cities, through which workshops and seminars are held for students to provide them with industry-specific exposure.Likewise, ICICI Bank is working in upgrading curriculum in areas manage wealth management and credit relationship sales with institutes like MDI, NMIMS and so on. As a indispensable growth pattern, this strong base then needs to be given adequate options towards vocational training. The sarcastic pillar in the strategy to tackle the employability challenge is thus the school education system. The next is vocational training.

Out with the Old in with the New Essay

Education is the single most important factor in non solely an individuals life and their outcome for success, but also the outcome of futurity(a) success in America. In inn for our country to be successful we must invest in our proximo generations and the training they will need once they move on to their upcoming endeavors. Although America spends enormous amounts of money each year on pedagogy, money is not always the answer. We must improve the doing in our class meanss by making sure we have the strongest faculty possible. Teachers being given the heightslife of elevate are hurting student performance and the performance of America.Tenure is not only allowing teachers to keep their capers proficient based off experience earlier than performance, but also it is this line of descent protection that makes the removal of unwell performing teachers so rocky and costly. In a result, most schools end up retaining their bad teachers. Teachers having term of office is a very controversial issue in todays society. There are galore(postnominal) pros and cons to this subject, but it is crucial that we have the strongest faculty we can in order to have a vivid and prosperous future for this country. Teachers tenure is a form of profession protection that macrocosm school teachers receive after 1-7 years on the job.It was created in the early 1920s in order to protect teachers from losing their jobs to preadolescenter less expensive teachers. According to Time U. S. magazine, Roughly 2. 3 million world school teachers in the U. S. have tenure(Stephey). With all the budget cuts that have happened, some(prenominal) talented, energetic and young teachers are being fire in order for other teachers to keep their job. Teachers job security should be based on performance in the classroom rather than years a teachers been breeding. Teachers tenure is one of the most controversial issues in education today. some(prenominal) people argue that it protect s teachers from being fired for personal or political reasons, and prevents the firing of see teachers to hire less expensive new teachers. Before tenure was in place, teachers would be fired if a new political party took office or even if the principle wanted to make room for a teacher friend. Tenure adds stability for the community around it because teachers with long careers are known and believe throughout the community. Proponents also say that eliminating teacher tenure would discourage people from entering the teaching profession.Many people would decide to invest their talent in a more securable profession rather than risking their future on what could be a future pink slip. Having less talent in the teaching sphere would greatly impact education in a negative way. It would reduce innovation in teaching because many teachers lesson plans would become skewed towards the standardized tests in order to keep their jobs. Standardized test should not be the reason a teacher mis lays his or her job, but no teacher should have the luxury of having guaranteed job security.According to the pro-education reform documentary Waiting for Superman, only one out of 1000 teachers is fired for performance-related reasons each year. Teachers with tenure are the older and more experienced teachers. Although they whitethorn have experience, their age whitethorn be a downfall in their teaching tactics. The older a teacher is, the less energy they have for holding the attention of the class. Especially in the technological age, teachers must be not only energetic and relatable to their students, but they must also be computer savvy.Every classroom now a days has both a computerized white board, projector, or even a class set of laptops. The future of education relies on technology and many teachers that hold tenure have not grown up around such technology. This restricts them on their ability to utilize technology in order to relate to their students. With the high schoo l drop out rate increasing each year, teachers must be well outfit with skills of not only the Internet, but also power points, online lectures, and also online tutoring that all their students may have access to.Society has risen the new generation of students to live off technology. Hardly ever do students pure tone something up in a book rather than resorting to Google to find their answer. In a result, teachers that are younger with less experience in the classroom, tend to have more experience with the technological tactics of knowledge that many present day students prefer. Relating to the students training habits is crucial for their future success in higher education. discharge a teacher with tenure is a very long and difficult process.It may take up to a year before the courts become involved before a teacher may lose their tenure. Teacher tenure requires schools to make long-term spending commitments and prevents districts from being fiscally flexible. Teacher emplo yment contracts broadly wishing provisions for declining enrollment and economic turmoil. As a high school student, I adage many first hand accounts on the effects of tenure. Although it does affect teachers the most, the community around the school may be affected as well. While I was in high school, our school experienced many of our most talented young teachers being pink slipped.Many of the teachers being fired were the most respect around the campus, being favored by the student body by the way they could relate, and teach a subject with such interest. The majority of the school was outraged that many of the younger teachers were being fired rather than the uninteresting older teachers that did not get through to their students as well. The issue began to enter the classrooms affecting the learning of the students. The problem resulted in an organized walk out were the majority of my school walked out of their classrooms in an move to save the jobs of their favorite teacher s.Although teachers tenure may create stability in a community, fair job protection, and an attractable job profession, tenure must either be eliminated completely, or much more difficult to put on. Teachers in the K-12 must be held to the same requirements as a college professor in order to acquire tenure. Acquiring a tenure in college requires not only participation in the classroom for a certain amount of years, but also contributions to their given field and accomplishments they make in their long career. Teachings in the K-12 are usually held to the standard of working for two to seven years and then being rewarded job security.By being able to acquire tenure so easily, the education system as a whole suffers. With less talented teachers having secure jobs, students do not learn as efficiently which contributes to the lack of college degrees in America. Education as a whole is the most important issue for Americas success. In education, learning does not start with the student , but instead the tools they are given to succeed. We must either eliminate tenure, or raise the difficulty of acquiring such job security for the betterment of our future leaders.

The importance of analysis of Consumer Behavior Essay

The importance of analysis of Consumer Behavior - Essay ExampleMoreover, motivations on the separate hand for purchase may overly vary from being deliberate in intent towards much of an expression of routines, habits, expectations and social norms, and dominant cultural valuesDifferent conceptual models also enable the venders in order to obtain a deeper understand of what actually motivates the consumer demeanour and drives the change. Quite simply, these models do the following thingsConsumer fashion has now become an integral part of the strategic market planning. It is also termed as the chief(prenominal) beastly towards the approach of the concept known as Holistic Marketing. A marketing manager would always similar to know that how the consumer behavior will help him in order to design better marketing plans, and also to get those plans certain by the company. (Smith, 2000, pp. 40-47)This is one of the most essential points which should be the top most antecedence f or ein truth marketer to know that what actually he is trying to do. How he wants to influence his customers, what be the main ideas and what are the techniques with the help of which he can very easily attract his customers.It is the second main indebtedness of every marketer to know ... A marketing manager would always like to know that how the consumer behavior will help him in order to design better marketing plans, and also to get those plans accepted by the company. (Smith, 2000, pp. 40-47)10 MOST IMPORTANT THINGS THAT ALL THE MARKETERS SHOULD KNOW ABOUT CONSUMER BEHAVIORFollowing are the 10 important things which marketers should know about consumer behavior1. To Know One Own Self.This is one of the most important points which should be the top most priority for every marketer to know that what actually he is trying to do. How he wants to influence his customers, what are the main ideas and what are the techniques with the help of which he can very easily attract his custo mers.2. Marketer should know the inner feelings of the customers.It is the second main responsibility of every marketer to know that what actually their customer want from them. What actually are their needs and demands and how they can cater to them. In order to know the inner feelings of the customer, the marketer should be strong enough he should be inventive and should be research oriented in order to know that what actually the customers want.3. Atmospherics.Atmosphere is one of the important factor with the help of which marketers can easily attract the customers. For e.g. if an atmosphere is pleasant then customers will for authorized feel comfortable and they feel good while shopping in any store. Following are some ways with the help of which marketers can attract the customers if they are providing good and pleasant atmosphere.Organized checking counters. idyllic odors.Pleasant environmentGood customer services.These above mentioned are some of the examples of maintainin g good and a genial atmosphere with the help of which a marketer can very easily

Common Welfare Essay Example | Topics and Well Written Essays - 1250 words

Common Welfare - Essay ExampleOne of the first elements that define greenness welfare is with regards to the fact that the very same values that are used to fulfilling interpersonal relationships are similarly used towards fulfilling the needs of broader society namely cooperation, appreciation, democracy, confidence building, and solidarity. With respectfulness to the way in which this would work inwardly and implementation level, it must be understood that this particular aspect of the theory is inarguable and must be accepted due to the fact that it is been proven to work throughout society and to be true as a whole. A secondary core element of this stinting and social theory is that a sound shift must be made away from seeking profit and dominance within a given market alone. Instead, individuals should seek to maximize the green good. With respect to this particular approach, it must be denoted that this is an perfect vision of the way in which a business interactions sho uld take place and one that is unlikely to get through in the real world. A third core element of the common welfare approach is the perceptiveness that a regulatory framework is needed in order to encourage the shift away from a competition and profit based approach. This could foreseeable be engaged however, the costs of implementing such a system, with respect to the lost efficiency that this would necessarily entail, could be massive. A fourth key factor of the theory is that the more than effective/better the common welfare is, the more legal advantages will be passed along to the conjunction in question i.e. lower taxes, reduced customs/duties, loan rates etc. Although this may be true, the ultimate time that would take for the common welfare approach to signify a total and exculpate change to the entire economy could be far longer than might be expected thereby leading to a breakdown in the system. A fifth cornerstone that is noted is that the financial sleep sheet, th e gold standard that has been used to measure success within previous models, must become a secondary balance sheet alongside the common welfare balance sheet. The difficulty in this is that elements of common welfare are extremely difficult to measure as compared to their more numeric and quantitative economic counterparts. This calls into question the efficiency or effectiveness of that such an approach could engender. stages 6 points to the fact that once a company is free of the drive to continue to promote profitability, it can then focus upon growing to the optimal size keeping in mind that this optimal size does not necessarily denote free domination of the market. The shortcoming that is inherent within this particular approach is the fact that such an approach decreases the bonus that a firm has to continue to provide a high quality of goods/services and merely seeks to survive. Item 7 discusses the way that cooperation and solidarity can become evidenced within firms th at espouse the common welfare approach. This may indeed be true however, once again, the incentive to cooperate and work together to

Aids and How It Spread Globally Essay Example | Topics and Well Written Essays - 1500 words

Aids and How It Spread Globally - Essay typefaceThe ailment is primarily caused by the human immunodeficiency virus virus i.e. the Human Immunodeficiency virus. It was in the year 1982 that the term was pioneering used while earlier indication of much(prenominal) type of disease was termed as Grid i.e. Gay related to immune deficiency (BBC, 2006). The disease started from the African region. In the year 1981 the medical fraternity started noticing that a crook of patients in the African region are dying from a disease, which they believed must not have been overserious enough (CBC News, 2006). The seriousness of the fatal infection became more(prenominal) striking when the disease soon found its itinerary into other countries and first case of AIDS death was reported in Canada in the year 1982. The western sandwich world took notice and researches into the symptoms and nature of the infection led to its categorization as Acquired Immune Deficiency Syndrome.The virus HIV, communicates to gradual weakening of the immune trunk of the body and in such situations even everyday infections start becoming life threatening. Research and development into finding a permanent solution to cure the disease have not yet been successful. Though, the life expectancy of AIDS patients have become much more now. While earlier, the patient would have died within months of the disease, now an AIDS patient can expect to lead a normal life for 12-15 years after getting infected with the HIV.The HIVOur immune system which is supposed to work like a defense mechanism against the infections is badly damaged when the Human Immunodeficiency Virus target the immune system. This virus attacks a particular type of white blood cadres called CD4+ cells. After victorious full control of the cell the virus then inserts its own genes into the cells DNA2. Subsequently, the virus starts using the DNA cell to manufacture more virus particles. The CD4+ host cells gradually starts dying and as the number of CD4+ cells become little in the human body, the immune system of the body starts weakening. The HIV is a retrovirus containing two single-strand liner ribonucleic acid molecules per virion and reverse transcriptase. The structure of this virus is said to be simple than many other viruses, but it has proven to be very difficult to defeat. After infecting the body, the virus goes into human blood, sexual fluids and breast milk. Therefore, the virus is passed on to another(prenominal) person, if his or her fluids come in contact with any of the infected fluids.How the Disease SpreadsAs the HIV virus infects the blood, sexual fluids and breast milk, the disease can spread to another healthy person wheni. A healthy person starts having sexual intercourse with the infected person. In order to save the infection macrocosm passed onto to another person as a result of sexual intercourse, condoms are the best defense mechanism. Adopting such protective mechanism doesn t allow the sexual fluids to come in contact with each other. The UNAIDS report (2008) indicates that the informative and informative programs are indeed having a good impact on the youth of 15-24 years and there are reductions in risky behavior3. ii. A healthy person shares the injection needles and body piercing equipment with another infected person. In such cases, doctors advise that injection needles should be properly sterilized before being passed on to another person. Often drug addicts do not take such care and they discombobulate

Scorecard Essay Example | Topics and Well Written Essays - 3500 words

S midpointcard - Essay Example shining results have been reported in the for-profit and governmental organizations already supporting the use of the balanced scorecard and its applicability. Keywords fit Scorecard (BSC), Ministry of Education (MOE), National Center for Education Development (NCED), The Trends in International Mathematics and intuition Study (TMISS), and Progress in International Reading Literacy Study (PIRLS) Applying a Balanced Scorecard to the Kuwaiti Government Education remains An Initial Approach for Reforming Education Introduction In the past hardly a(prenominal) decades, there have been numerous calls and demands for see the lighting the program lineal system in Kuwait. Many decision makers in the schooling were under the belief that if they just tweak and implement new caprices in the system, thusly it would extend. Unfortunately, the number of illogical solutions toward reforming education did not help the situation in the least. The solutions a nd ideas presented were limitless and included such concepts as kindle drives, new textbooks, special programs, new curriculum, bribing students to learn, more extensive examinations, and list goes on an on. Each new idea was initially supported and tossed around various academic circles, then quickly forgotten as a new and better idea for reform was presented, with more empty promises that this new strategy would really work this time around. The Kuwaiti educational system is sick, and the intention or pretense to improve is not enough. To strive these lofty goals for reform, professionals in the field of education need to seriously regard what exactly need improving, and then developing sound strategies active such improvement will be measured moving forward. The elements of reform within various levels of the educational system should be seen as a complete picture. This involves having a core target that must be focused and at the center of the system. Successful efforts at i mproving the education system should be measured by a clear set of goals that are linked to the needs of both parents and students (Stone & Dahir, 2006 Gysbers & Henderson, 2000). This drive for educational reform has focused attention on the measurement of student slaying by various organizations existent in the system. This paper will focus, to a large degree, on the catamenia discussion by researchers regarding the adaption of a new methodology aimed at reforming the education system in Kuwait. This is almost commonly referred to as the Balanced Scorecard. This paper is further aimed to stimulate and provide an informative discussion about the reforms needed based on the conceptual framework of the balanced scorecard. It also outlines a vision for the early of education in the region and gives an overview of key challenges, and makes recommendations for future action. Literature Review Kuwaiti Educational System Kuwait has invested considerable amounts of its oil wealth into developing a comprehensive public education system. The system ranges from preschool, starting at the age of four, to five years of primary, four years of intermediate level education, and trine years of secondary schooling. The academic system in Kuwait is highly centralized. The Ministry of Education manages and regulates districts and their schools. It is also responsible for developing and providing curriculum, textbooks, and the hiring of teachers. The evaluation for student achievement in Kuwait, for